The Smarter Way to Invest Your Retirement Plan Assets
You didn’t choose your investment portfolio the way you chose your specialty. Most retirement plan lineups are built on convention — a handful of mutual funds, a target-date option or two, and a general assumption that participants will figure it out. The PivotPoint family of portfolios takes a different approach.
Built on a Simple but Powerful Idea
Every investor faces the same fundamental tradeoff: more potential growth means more short-term ups and downs. The question isn’t whether that tradeoff exists — it’s whether your portfolio is handling it as efficiently as possible.
Our PivotPoint portfolios use a process called mean-variance optimization to answer that question mathematically. Without the jargon: we run the numbers across dozens of asset classes to find the combination that gives you the most expected growth for whatever level of volatility you’re comfortable with. No guesswork. No “we’ve always done it this way.” Just a portfolio engineered for your specific risk profile.
Ten Portfolios, One Spectrum
The PivotPoint family spans ten distinct strategies — from PivotPoint 1, designed for capital preservation and stability, to PivotPoint 10, built for maximum long-term growth. Think of it like a dial.
A dentist who owns her practice outright and is fifteen years from selling it has a very different financial picture than a third-year associate attorney still carrying student debt and building toward partnership. Both deserve a portfolio calibrated to where they actually are — not a one-size-fits-all allocation that ignores the difference. PivotPoint 1 through 3 are built for stability and capital preservation; PivotPoint 10 for maximum long-term growth. Most professionals land somewhere in the middle, where the portfolio participates in market growth while cushioning against the swings that make people make bad decisions.
Each strategy is diversified across asset classes globally — not just U.S. stocks and bonds — and is rebalanced systematically so it stays true to its design over time.
What This Means for You Practically
You’ve spent your career making high-stakes decisions based on evidence, training, and expertise. Your retirement savings deserve the same standard.
The PivotPoint process starts with a genuine assessment of your situation — your timeline, your income, your liquidity needs, and your honest comfort with market volatility. From there, you’re matched to a specific strategy that was built for investors like you, not a generic age bracket.
And as your life changes — a practice sale, a partnership buy-in, a law firm merger, an approaching retirement — your PivotPoint can shift with you. The family structure makes that easy.
Most professionals are surprised to learn how much return they’ve been leaving on the table — or how much unnecessary risk they’ve been carrying — simply because no one ever optimized their portfolio deliberately. That’s exactly the problem PivotPoint was designed to solve.
